understanding your insurance policy

understanding your insurance policy

  • Three Tips for Caring for Your Home

    If you are a homeowner who is really looking to keep your house intact and protect it from damage, you'll need to keep a few policies and practices in mind. Doing things like maintaining your homeowner's insurance, keeping tabs on maintenance, and getting professionals involved who can help you will go a long way toward getting the most out of your property values. With this in mind, read on and put the following tips to use in order to get all that you can out of your home ownership.

  • What You Need To Know About Homeowner's Insurance If You Work From Home

    If you work from home, you may be wondering how that affects your homeowner's insurance or if your homeowner's insurance provides any coverage for your business. Here's what you need to know. 1. Theft, Fire, and Many Acts of Nature In most cases, homeowner's insurance covers theft, fires, windstorms, hail, and lightning. Your business is part of your home, and if your house catches on fire, your homeowner's policy typically covers the cost of repairs for all of your home including your work space in the home.

  • Taking a Long Road Trip? Expect the Unexpected! A Few Ideas to Help You Prepare

    If you are planning a long road trip, it's important that you are prepared for the unexpected. As Murphy's Law suggests, the worst things happen at the worst possible times—and this can seem compounded when you are miles away from home. Here are a few ways you can be prepared so you can expect the unexpected on a long road trip.  Insurance Coverage Obviously, you'll want to be sure that your insurance coverage is enough to meet the legal requirements of your state.

  • Hit A Deer With Your Car? 5 Questions You May Have About It

    Automobile accidents involving deer spike in the fall, and many drivers do not know what to do when it happens. Do you know what to do in this kind of situation? You may have the following questions about it.    Should You Swerve To Avoid A Deer? A natural reaction to any driver when something is in their path is to swerve out of the way. Unfortunately, this behavior is the opposite of what you should be doing on the road.

  • 7 Ways You Can Lower Your Auto Insurance Rates

    When you drive a car, you don't just have to pay for gas and maintenance; you are also responsible for paying an auto insurance bill every month. Even if you never end up using your policy, it sure does give you peace of mind. Car insurance can get pricey, especially if you own a newer vehicle. The good news is that raising your deductible is not the only way to get cheaper rates.

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    understanding your insurance policy

    You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.